Stafford Loan
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Will bad credit prevent me from getting a graduate Stafford loan?
Stafford Loan Benefits:
- Fixed interest rate - 6.8% or lower
- No payments while in school at least half-time
No. Graduate Stafford loans are based upon financial need (for subsidized) and are independent of any credit ratings, scores, or restrictions. You only need to complete the FAFSA to begin the graduate Stafford loan process.
Apply Now for the Stafford Loan
Other Graduate Stafford loan questions
- What is the Graduate Stafford Loan interest rate?
- What can I use a Graduate Stafford Loan for?
- What are the deadlines for Graduate Stafford Loans?
- Why was my graduate Stafford loan less than I expected?
- Are there penalties for early payment, or if the loan is paid in full before scheduled payments begin?
- Do I have to apply for a graduate Stafford loan every year or does it renew?
- When will I receive my graduate Stafford loan?
- Can I use Graduate Stafford loans for online degrees?
- Can I get a Stafford Loan if I have bad credit?


