Graduate Stafford Loan Repayment Penalties

Stafford Loan Benefits:
  • Fixed interest rate - 6.8% or lower
  • No payments while in school at least half-time
Apply for the Stafford Loan for Graduate Students

There are never early payment penalties for federal student loans. You can begin repayment early, or pay in full without any penalty.

The only penalties that will be assessed on your graduate Stafford loans are penalties for late, missing, or incomplete payments, so make sure you continue to make all your payments on time and in full.


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