Stafford Loan
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Graduate Stafford Loan Repayment Penalties
Stafford Loan Benefits:
- Fixed interest rate - 6.8% or lower
- No payments while in school at least half-time
There are never early payment penalties for federal student loans. You can begin repayment early, or pay in full without any penalty.
The only penalties that will be assessed on your graduate Stafford loans are penalties for late, missing, or incomplete payments, so make sure you continue to make all your payments on time and in full.
Apply Now for the Stafford Loan
Other Graduate Stafford loan questions
- What is the Graduate Stafford Loan interest rate?
- What can I use a Graduate Stafford Loan for?
- What are the deadlines for Graduate Stafford Loans?
- Why was my graduate Stafford loan less than I expected?
- Are there penalties for early payment, or if the loan is paid in full before scheduled payments begin?
- Do I have to apply for a graduate Stafford loan every year or does it renew?
- When will I receive my graduate Stafford loan?
- Can I use Graduate Stafford loans for online degrees?
- Can I get a Stafford Loan if I have bad credit?
