Graduate Stafford Loan Repayment Penalties

• Fixed interest rate - 6.8% or lower
• No payments while in school at least half-time

There are never early payment penalties for federal student loans. You can begin repayment early, or pay in full without any penalty.

The only penalties that will be assessed on your graduate Stafford loans are penalties for late, missing, or incomplete payments, so make sure you continue to make all your payments on time and in full.

Apply Now for the Stafford Loan

Other Graduate Stafford loan questions

• What is the Graduate Stafford Loan interest rate?
• What can I use a Graduate Stafford Loan for?
• What are the deadlines for Graduate Stafford Loans?
• Why was my graduate Stafford loan less than I expected?
• Are there penalties for early payment, or if the loan is paid in full before scheduled payments begin?
• Do I have to apply for a graduate Stafford loan every year or does it renew?
• When will I receive my graduate Stafford loan?
• Can I use Graduate Stafford loans for online degrees?
• Can I get a Stafford Loan if I have bad credit?

Get all your questions answered by our experts at the Graduate Financial Aid forum.

Additional Graduate Financial Aid Help

• Graduate Stafford loan frequently asked questions
• Graduate PLUS loan frequently asked questions
• Graduate private student loan frequently asked questions