Stafford Loan
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When do I reapply for a graduate Stafford loan?
Stafford Loan Benefits:
- Fixed interest rate - 6.8% or lower
- No payments while in school at least half-time
You have to apply every year because each year, the amount of aid you are eligible for is determined by your FAFSA. Federal student loans do not "renew" automatically.
Make sure you file your FAFSA as early as possible after January 1 of each calendar year. While the Stafford loan has no deadline, many other forms of financial aid do.
Apply Now for the Stafford Loan
Other Graduate Stafford loan questions
- What is the Graduate Stafford Loan interest rate?
- What can I use a Graduate Stafford Loan for?
- What are the deadlines for Graduate Stafford Loans?
- Why was my graduate Stafford loan less than I expected?
- Are there penalties for early payment, or if the loan is paid in full before scheduled payments begin?
- Do I have to apply for a graduate Stafford loan every year or does it renew?
- When will I receive my graduate Stafford loan?
- Can I use Graduate Stafford loans for online degrees?
- Can I get a Stafford Loan if I have bad credit?
