Graduate PLUS Loan Cosigner Information

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You might need a co-signer if your credit is insufficient. Graduate students with excellent credit should not need a co-signer to apply for the loan.

For PLUS loan cosigners, any creditworthy cosigner with excellent credit should be able to cosign the loan. Unlike graduate private student loans, having a cosigner on a PLUS loan does not reduce any interest rates or fees; the interest rate remains fixed at 7.21%.

Graduate PLUS Loan FAQs

How much can I borrow with a GradPLUS loan?

How are graduate PLUS loan funds disbursed?

What are graduate PLUS loan credit requirements?

Do I need a co-signer?

Can I use a graduate PLUS loan for my Online degree?

Can I cancel the loan if I change my mind, even if I have signed the promissory note agreeing to the loan's terms?

What's the interest rate on GradPLUS Loans?

Get your questions answered by our experts at the Grad Loans Forum.

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