Graduate PLUS Loan Cosigner Information
Consider a Private Loan:
- Low Variable Rates
- No in school payments
- Easy Online Application
You might need a co-signer if your credit is insufficient. Graduate students with excellent credit should not need a co-signer to apply for the loan.
For PLUS loan cosigners, any creditworthy cosigner with excellent credit should be able to cosign the loan. Unlike graduate private student loans, having a cosigner on a PLUS loan does not reduce any interest rates or fees; the interest rate remains fixed at 7.21%.