Dental Board Exam Student Loan

Stafford and Private Student Loans

Your financial aid award package will tell you what types of education loan programs you are eligible to accept. If you have remaining unmet need, you may need private student loans to cover all your expenses. Your school's financial aid office can help you determine which programs are right for your unique situation.

Private Student Loans for the Dental Board Exam

When scholarships and Federal loans are not enough, the GradLoans Private Student Loan for Dental Students is here to bridge the gap of the cost of your education. Specially created for graduate students and families with unmet financial need, our goal is to make education possible!

• Fast online approvals
• Low interest rates and fees
• High approval rating
• High annual maximums
• A variety of repayment options (immediate, interest only, or full deferment until you leave school)
• No application fee or out-of-pocket expenses
• You can use this loan to cover any education related expenses, including transportation, student computers, books and room and board.
• 24/7 online account status access

How do I qualify?

• You must be a U.S. Citizen; or
• Permanent resident with a valid permanent-resident card; or
• An international student, applying with a U.S. citizen or permanent resident Co-Borrower; or
• An international student with a U.S. citizen or permanent resident applying on your behalf.
• Be at least 18 years old, or the age of majority in your state;
• Be enrolled at least half time at an eligible institution;
• Meet our criteria for creditworthiness. If you do not meet our criteria, please consider applying with a creditworthy co-borrower.

How much can I borrow?

What is my interest rate going to be?

In school interest rates range:

LIBOR + 4.95% - 7.75%, depending on the credit of you/ your co-signer and the repayment option selected.

Repayment Rates as low as

LIBOR + 5.5% - 7.75%, depending on the credit of you/ your co-signer and the repayment option selected.

Remember, most students need a co-signer. And adding a qualified co-signer usually helps your chances of being approved and receiving the best interest rate.

Choose your reward!

• .25% interest rate reduction if you choose to have your loan payment automatically deducted from your bank account or if you make 48 consecutive on-time payments

What else sets the GradLoans Private Student Loan for Dental Students apart from the rest ?

• Low minimum monthly payment of $50
• Full deferment and forbearance options available while in school, working towards a residency or internship, unemployed or experiencing an economic hardship, serving in the military or needing an administrative forbearance
• 6 month grace period before repayment begins
• Fees as low as 0%
• 20 year repayment for Dental School loan, 15 years for all others

Annual Percentage Rate (APR) and Repayment Example:

If you borrowed $10,000 in a single installment, the 3-month LIBOR remained constant at 3.076% (as of April 1, 2008) and you had a 24-month combined in-school and 6-month grace period with a 240-month repayment period, your possible APR and repayment schedules are shown below. Your annual percentage rate may increase or decrease after consummation.

Apply Online or call toll-free 800-926-2716

Dental School Loans funded by Doral Bank NY FSB, an Equal Opportunity Lender.