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Financing for bar exam and residency expenses

Private Graduate Loan Consolidation

A Private Consolidation Loan from GradLoans.com is a great way to significantly lower your monthly loan payments by combining all your private graduate loans into one manageable loan.

  • Lower your monthly payment as much as 45% in the first year*
  • No application fees, no prepayment penalties
  • Fast, convenient and secure online loan application
  • Conditional pre-approval decision within minutes online or by phone

Get The Lowest Rate Possible - Apply With A Co-Signer

Applying with a qualified co-signer can greatly increase your chances for approval. A co-signer with great credit could help you get a better interest rate. And with our co-signer release program, you can remove the co-signer after 48 on-time payments.

Here's a quick chart showing how much you could save on your monthly payments:

Loan Amount Assumed Current Payment* Year 1 Monthly Payment Monthly Savings Annual Savings
$30,000.00 $289.11 $158.22 $130.89 $1,570.68
$50,000.00 $482.85 $263.69 $218.16 $2,617.92
$75,000.00 $722.77 $395.54 $327.23 $3,926.76
$100,000.00 $963.70 $527.38 $436.32 $5,235.84

Apply Online - Take Advantage of Lower Monthly Payments

Other Benefits of Private Graduate Loan Consolidation:

  • A 0.25% interest rate reduction for automatic checking account withdrawal
  • Interest-only payments available for the first 24 months of repayment
  • Interest payments may be tax deductible (consult your tax advisor)

Apply with a co-signer

We always recommend applying for a private loan consolidation with a qualified co-signer - it will greatly increase your chance for approval, and could provide you with a lower interest rate on your loan.

Applying is Simple

College graduates with any existing, nationally-marketed, private student loan can be eligible for the Student Loan Consolidator Private Consolidation Loan. There are no application fees or other out-of-pocket expenses to apply. Lower your monthly payment amount by as much as 45% in the first year*!